At Risk & Insurance Solutions, our agents take pride in offering our customers superior service and decades of combined experience in all lines of insurance—homeowners, auto, farm, commercial, and crop—and look forward to fitting your specific needs. Whether it is handling your claim from start to finish, accepting payments at our office in Kearney, Nebraska, or finding the best rates for you, rest assured Risk & Insurance Solutions will take care of you. As an independent agency, Risk & Insurance Solutions works with several different companies to give you more options to fit your insurance needs. 


RIS offers home insurance to cover your dwelling and personal property from fire, storms, theft, plumbing, personal liability, and many more forms of damage. 


RIS protects your car, truck, van, farm truck, motor home, recreational vehicles, and motorcycles with choices in auto insurance policies from Farmers Mutual, Nationwide and Progressive, among others.



In the heart of farm country, RIS is proud to protect farms and farm owners. Choose specific items and amounts or go with blanket coverage for peace of mind. 


RIS has insurance policies to cover whatever crops up. We offer tailored programs from QBE NAU, Diversified, and RCIS. 


A successful business person has a custom insurance policy, and RIS partners with local businesses to find the best fit for your company.